Best CD rates today, April 12, 2026 (lock in up to 4.05% APY)

Best CD rates today, April 12, 2026 (lock in up to 4.05% APY)

Find out how much you could earn by locking in a high CD rate today. A certificate of deposit (CD) allows you to lock in a competitive rate on your savings and help your balance grow. However, rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when … Read more

Rates fall further since last weekend

Rates fall further since last weekend

Good news house hunters: This weekend, mortgage rates are significantly lower than last weekend. The Zillow lender marketplace is reporting an average 30-year fixed mortgage of 6.15% — that’s down seven basis points from last weekend. The 15-year is now 5.64%. Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: … Read more

Rates shift slightly this week

Rates shift slightly this week

HELOC and home equity loan rates are clinging to three-year lows. Unlike mortgage rates, which can vary dramatically with bond market moves, second mortgage rates are tied to the prime rate, which only changes with Federal Reserve rate changes. At this point, none are expected for the remainder of the year. The average HELOC rate … Read more

Down sharply from last weekend

Down sharply from last weekend

Good news house hunters: This weekend, mortgage rates are significantly lower than last weekend. The Zillow lender marketplace is reporting an average 30-year fixed mortgage of 6.22% — that’s down a full quarter point from last weekend. The 15-year is now 5.72%. Here are the current mortgage rates, according to the latest Zillow data: 30-year … Read more

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