Boomers Seeking Passive Income Are Buying 5 Safe High-Yield Monthly Pay ETFs

Many investors in 2025 need dependable passive income, especially those getting ready to retire, and one outstanding way to achieve this is to invest in exchange-traded funds (ETFs). Unlike open-end mutual funds, ETFs trade on major exchanges like stocks. They own financial assets, including stocks, bonds, currencies, debt, futures contracts, and commodities such as gold bars. Having more passive income can help cover rising costs, such as mortgages, insurance, taxes, and other expenses. This makes it easier for investors to set aside money for future needs as they prepare for or begin retirement. Dependable recurring dividends from quality monthly pay, high-yield ETFs are a recipe for success.

• With the potential for another rate cut in December, passive income ETFs could catch a tailwind.

• Monthly pay ETFs are one of the best ways for Boomers and Gen X investors to generate timely passive income.

• With the market very expensive, it may make sense to buy partial positions now and leg in the balance over the next 90 days.

• Some investors get rich while others struggle because they never learned there are two completely different strategies to building wealth. Don’t make the same mistake, learn about both here.

One significant advantage of owning passive-income monthly pay ETFs is that they can be sold at any time when markets are trading. We screened our 24/7 Wall St. ETF research database and found five top funds that have these qualities:

• High dividend payout every 30 days.

• Trades at or at a discount to net asset value.

• Major Wall Street firms manage them.

• Reasonable expense ratio.

Five top funds hit our screens, making sense for investors seeking dependable, monthly distributions rather than quarterly ones. NAV means the current net asset value of the fund.

This massive fund has raised billions since its inception in 2020 and is managed by top portfolio managers at J.P. Morgan. JPMorgan Equity Premium Income (NYSEArca: JEPI) seeks to achieve this objective by:

• Creating an actively managed portfolio of equity securities significantly comprised of those included in the fund’s primary benchmark, the Standard & Poor’s 500 Total Return Index (S&P 500 Index)

• Utilizing equity-linked notes (ELNs), selling call options with exposure to the S&P 500 Index

> Dividend yield: 8.37% paid monthly
> NAV: $57.20
> Expense ratio: 0.35%
> Assets under management: $39.84 billion
> PE ratio: 25.68

This fund focuses on preferred stocks of top U.S. companies. Global X U.S. Preferred ETF (NYSEArca: PFFD) invests at least 80% of its assets in the securities of its underlying index. It supports at least 80% of its assets in preferred domestic securities, principally traded in or whose revenues are primarily from the U.S. The underlying index tracks the broad-based performance of the U.S. chosen securities market.