Rates fall by over 80 basis points in 6 months

Rates fall by over 80 basis points in 6 months

Mortgage rates are decreasing. The average 30-year fixed rate has dropped by 83 basis points over the last six months, according to Zillow, and is now 5.90%. The 15-year fixed rate has fallen by 59 basis points during this time, currently sitting at 5.36%. Now could be a great time to buy a house or … Read more

Best CD rates today, January 18, 2026 (lock in up to 4% APY)

Best CD rates today, January 18, 2026 (lock in up to 4% APY)

Find out how much you could earn by locking in a high CD rate today. A certificate of deposit (CD) allows you to lock in a competitive rate on your savings and help your balance grow. However, rates vary widely across financial institutions, so it’s important to ensure you’re getting the best rate possible when … Read more

Significant decreases since last year

Significant decreases since last year

Interest rates on home equity lines of credit (HELOCs) and home equity loans have decreased significantly over the last year. The average HELOC rate was over 8% last January, and it has since dropped by 81 basis points. The annual home equity loan rate is down 40 basis points. It could be a good time … Read more

Best CD rates today, January 16, 2026 (up to 4% APY return)

Best CD rates today, January 16, 2026 (up to 4% APY return)

See which banks are currently paying the highest CD rates. If you’re looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely. Learn more about CD rates … Read more

Annual rates plummet by 98 basis points

Annual rates plummet by 98 basis points

Today’s mortgage rates are significantly lower than last January’s rates. This time last year, the average 30-year fixed mortgage rate was over 7%, according to Freddie Mac. Now, the year-over-year 30-year rate has dropped 98 basis points to 6.06%. This is a good time to shop for the mortgage lender offering the best deal and … Read more

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