home equity lines of credit

Both options feature lower rates

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Both options feature lower rates

Current national average rates for home equity lines of credit and home equity loans are beginning 2026 in the mid-7% range. That makes both home equity options more affordable than in three years. According to real estate analytics firm Curinos, the average HELOC rate is 7.44%. The national average rate on a home equity loan … Read more

Lowest in over 36 months

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Lowest in over 36 months

National average rates for home equity lines of credit (HELOCs) and home equity loans (HELs) are well under 8%, the lowest in more than 36 months. Of course, home owners with the most equity in their homes — and the best credit — earn the lowest rates. According to real estate analytics firm Curinos, the … Read more

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